BIN Checker & Lookup API

Instantly identify card issuers, detect fraud, and validate payments. Trusted by developers and businesses for fast, accurate BIN intelligence.

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Trusted by 2,000+ developers & businesses
360,000+ BINs~50ms Response99.9% Uptime

Covering All Major Card Networks

2M+
API Calls Served
360K+
BINs in Database
99.99%
Data Accuracy
150+
Countries Covered

Everything You Need for BIN Intelligence

From single lookups to enterprise-scale fraud prevention, our API has you covered.

Instant BIN Lookup

Get card issuer details in milliseconds. Enter any 6-8 digit BIN and receive bank name, brand, type, and country.

IP/BIN Country Match

Cross-reference the BIN issuing country with the user's IP geolocation to detect potential fraud in real time.

360,000+ BINs

Our continuously updated database covers over 360,000 unique Bank Identification Numbers from issuers worldwide.

RESTful API

Simple REST endpoints with JSON responses. Integrate BIN validation into any application in minutes.

Fraud Prevention

Reduce chargebacks and identify suspicious transactions before they happen by validating card BINs at checkout.

99.9% Uptime

Enterprise-grade infrastructure ensures your payment validation pipeline never goes down when you need it most.

What Developers Say

Integrated in under 30 minutes. Chargeback rate dropped 40% in the first month.

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Sarah Chen
Head of Payments, PayRoute

IP/BIN country match catches mismatched transactions instantly. A must-have for fraud prevention.

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Marcus Webb
CTO, ShopSecure

Replaced manual BIN verification entirely. Response time consistently under 50ms.

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Anja Petrova
Lead Developer, FinStack

How It Works

Three simple steps to validate any BIN

1

Enter BIN

Input the first 6-8 digits of any payment card number into our checker or API.

2

We Query

Our system instantly searches 360,000+ BINs to find the matching issuer details.

3

Get Results

Receive bank name, card brand, type, level, country, and more in milliseconds.

What is a BIN?

A Bank Identification Number (BIN) is the first 6 to 8 digits of a credit or debit card number. Also known as an Issuer Identification Number (IIN), it uniquely identifies the financial institution that issued the card.

BINs are essential for payment processing and fraud prevention. When a transaction is initiated, the BIN is used to route the payment to the correct card network and issuing bank for authorization.

By checking a BIN, merchants and payment processors can determine:

  • The issuing bank or financial institution
  • The card brand (Visa, Mastercard, American Express, etc.)
  • The card type (debit, credit, or prepaid)
  • The card level (Classic, Gold, Platinum, Business, etc.)
  • The country where the card was issued

Developer API

Integrate BIN lookup into your application with a single API call

200application/json
{
  "bin": "424242",
  "valid": true,
  "scheme": "VISA",
  "type": "CREDIT",
  "card_category": null,
  "currency_code": "USD",
  "issuer": {
    "name": "CHASE BANK USA, N.A.",
    "country_code": "US",
    "phone": "1-800-935-9935",
    "website": "https://www.chase.com"
  },
  "attributes": {
    "is_commercial": false,
    "is_prepaid": false,
    "is_reloadable": false
  },
  "ip_location": {
    "country": "US",
    "region": "California",
    "city": "Mountain View",
    "organization": "Google LLC",
    "hostname": "dns.google",
    "timezone": "America/Los_Angeles",
    "coords": {
      "latitude": 37.4056,
      "longitude": -122.0775
    },
    "currency": "USD"
  },
  "intelligence": {
    "routing": {
      "tier": "STANDARD_CONSUMER",
      "interchange_profile": "MEDIUM",
      "recommendation": "ROUTE_STANDARD"
    },
    "subscription": {
      "health": "SAFE",
      "recommendation": "ACCEPT",
      "is_recurring_compatible": true
    },
    "security": {
      "ip_country": "US",
      "card_country": "US",
      "match": true,
      "risk_level": "SAFE"
    }
  },
  "meta": {
    "request_id": "550e8400-e29b-41d4-..."
  }
}

Frequently Asked Questions

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